Homes contents insurance

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Insuring your home contents

This home contents insurance has been arranged for tenants and leaseholders through Aviva.

When you take out home contents insurance, your household goods and contents will be insured whilst in your home against events such as fire, theft or flooding. The insurance also covers theft of your keys and the contents in your freezer.  There is also cover for personal liability. There is no cover for wear and tear or mechanical breakdown.

Accidental damage and cover away from your home are not covered as standard other than as detailed in this insurance product information document. However, a full accidental damage option is available at an additional cost (see cost of insurance table and insurance product information document).

New-for-old insurance

All your home contents are covered by the policy on a ‘new for old’ basis, with the exception of linen and clothing which will be replaced at their current cost, less an amount for wear and tear. When you are working out the cost of your insurance, you will need to work out how much it will cost to replace the full contents.

If you under value your contents this will mean that if you claim you will not get the full value of your claim.

How to apply

Complete the application form enclosed with this pack.
Please make sure you answer all the questions on the application and sign the declaration. Please also complete the payments page to show your preferred payment method. If you have any queries about filling in your form, please telephone get in touch.

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